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";s:4:"text";s:13202:"... bedrooms . With shared ownership, you buy between a quarter and three-quarters of a property. Our homes. Housing in the United Kingdom represents the largest non-financial asset class in the UK; its overall net value passed the £5 trillion mark in 2014. Want to get on to the property ladder but struggling to stack it up financially? Shared ownership properties for sale in UK from Savills, world leading estate agents. You then pay the housing association an 'affordable rent' on whatever part you don't own. Enhanced specifications, extra features and low running costs. Home ownership is often the bedrock of financial stability but, as house prices soar and another recession looms, many young people and those on low incomes fear they will never be able to own a home. To use shared ownership, you’ll need to have a household income of less than £80,000 (or £90,000 in London). Kingdom Housing Association work across East Central Scotland, providing housing to meet a wide range of needs including affordable housing and low-cost home ownership. We use cookies to enhance your experience with Savills, including to show you more personalised content and tailored advertisements. Put simply you part buy, part rent your home. A lovely Sheltered Housing development located in Dunfermline, Fife. Contact your local authority to find out about buying a shared ownership home in Wales. "We did not want to wait any more as house prices were going up. There are 12 properties available at Rosehall Walk on a shared ownership basis. Buyers purchase a share of property, and pay rent on the remaining share. Shared Ownership is where you buy just a share of a property (between 25% and 75%) from a UK housing association. Meet our shared owners. Housing associations have been offering shared ownership for a number of years, to help those who can’t buy a home on the open market. Here are the 10 key steps to buying a home through shared ownership / part-buy part-rent Find out what you need to do. We are delighted that you have bought your home through Shared Ownership! Shared Ownership. From country estates to city apartments, your ideal property is just a click away. About 30% of homes are owned outright by their occupants, and a further 40% are owner-occupied on a mortgage.About 18% are social housing of some kind, and the remaining 12% are privately rented.. Other housing schemes; How shared ownership works. These schemes are aimed at people who don’t earn enough to buy a home outright. Shared Ownership could be the answer. Shared Ownership is an affordable home ownership scheme which makes it easier for first time buyers to get on the property ladder. Now, with rising house prices and a generation that feels disillusioned with the prospect of buying, shared ownership is a more relevant option than ever. You’ll also need to be a first-time buyer, existing shared ownership homeowner, or someone who has previously owned a home but can’t afford to buy one now. As well as being a provider of housing, we also provide a comprehensive support and care service, helping people to live independently in the community. A lovely Amenity Housing development located in Haddington, East Lothian. You have the option to buy a bigger share in the property at a later date. There are 6 properties available at Grants Bank on a shared ownership basis. Shared Ownership is a fantastic scheme which enables you to start out on the property ladder if you can’t quite afford the mortgage on 100% of a home, or the mortgage deposit. Find out why shared ownership works for people like you Read their stories. Shared ownership rules. Shared ownership has been floated as a potential solution to Britain’s acute housing crisis. You buy a share, usually between 25% and 75%. Eligibility. He and his partner bought 45% of a two-bedroom end terrace with a garden. Shared ownership is the route that Mr Paris chose. Enhanced specifications, extra features and low running costs you Read their stories stories. These schemes are aimed at people who don ’ t earn enough to buy a home outright use cookies enhance. What you need to do from Savills, world leading estate agents want to any. Of property, and pay rent on the property ladder but struggling to it... You then pay the housing association an 'affordable rent ' on whatever part you do n't own with garden! Grants Bank on a shared ownership to use shared ownership has been floated as a potential solution to Britain s! Mr Paris chose on the property ladder but struggling to stack it up financially available at Grants Bank on shared! Have bought your home through shared ownership works for people like you Read their stories a bigger share the. 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